Is my broker data safe?
Yes. We use read-only scopes on Fyers and Dhan — we can fetch your holdings and quotes,
but cannot place, modify, or cancel orders. Tokens are encrypted at rest and you can revoke access
from your broker dashboard at any time.
Do I need to be an experienced trader?
Not at all. The dashboard and AI assistant work whether you have one mutual fund or 200 holdings.
Advanced tools (options, swing scanners, VaR) are there when you're ready — but never in the way.
Is Finance Candle SEBI-registered? Do you give buy/sell calls?
Finance Candle is an analytics platform, not a SEBI-registered investment advisor.
Our AI explanations, screeners, and signals are educational and for informational use only.
Always do your own research or consult a SEBI-registered advisor before trading.
What happens after my 7-day Elite trial?
You'll automatically drop to the free Basic plan — your data stays, but Elite features lock.
Upgrade to Pro (₹399/mo) or Elite (₹999/mo) any time. We don't ask for a card upfront, so there's no surprise billing.
Can I pay monthly via UPI?
Yes — UPI AutoPay, RazorPay subscriptions, and major Indian credit/debit cards are all supported.
Annual plans get a 33% discount.
Do you support BSE, MCX, or US stocks?
Today we're focused on NSE cash + F&O and AMFI mutual funds — the universe most Indian retail
investors actually use. BSE, MCX commodities, and US equities are on the 2026 roadmap.
What is the best portfolio tracker app in India?
Finance Candle is built specifically for Indian retail investors who trade on NSE.
Unlike generic trackers, it offers live multi-broker sync (Fyers & Dhan), AI-powered stock analysis,
options analytics with OI buildup, and pro-grade risk metrics like Sharpe ratio, VaR, and maximum drawdown —
all in one platform. You can start free and upgrade only when you need advanced tools.
How does the NIFTY & BANKNIFTY option chain analytics work?
Finance Candle fetches live option chain data for NIFTY and BANKNIFTY, then computes OI buildup
(long build-up, short build-up, long unwinding, short covering), put-call ratio (PCR), max-pain strike,
and Greeks (delta, gamma, theta, vega) for every strike. The platform also generates a gap-up / gap-down
forecast for the next trading day, complete with a published track record of past predictions vs actual outcomes.
How does AI stock analysis work on Finance Candle?
The AI assistant is grounded in your actual holdings, live market quotes, recent NSE corporate filings,
and news sentiment. Ask it anything — "Should I add more Infosys?", "Is my portfolio too IT-heavy?",
or "Summarise the latest annual report for HDFC Bank." It uses RAG (Retrieval-Augmented Generation)
to cite real filings instead of hallucinating. You can also bulk-analyse your entire portfolio in one click
and get a ranked list of rebalance suggestions.
What intraday and swing trading tools are available?
Intraday tools: Opening Range Breakout (ORB) scanner, Relative Volume (RVOL) heatmap,
pre-market gappers, pivot-point levels, and momentum burst alerts.
Swing tools: 52-week high breakout scanner, relative strength vs NIFTY, chart-pattern
detection (cup & handle, ascending triangle, etc.), sector leaders ranking, and a 10–15% swing
opportunity screener. All scanners run on live NSE data and refresh automatically.
How do I track my mutual funds on Finance Candle?
Add your mutual fund holdings manually or let the AI pull them from your broker. Finance Candle then
shows stock-level overlap between your MFs, compares expense ratios, tracks NAV performance vs benchmark,
and lets you simulate SIPs for financial goals. The AI advisor flags underperforming funds and suggests
better-rated alternatives from the AMFI database of 5,000+ schemes.
What portfolio risk metrics does Finance Candle calculate?
Finance Candle computes institutional-grade risk metrics on your actual portfolio — not a demo.
This includes Sharpe ratio, Sortino ratio, Value at Risk (VaR) at 95% and 99% confidence,
maximum drawdown, portfolio beta vs NIFTY 50, sector concentration risk, and correlation analysis
between your holdings. These update daily as prices move.
Is Finance Candle free to use?
Yes — the Basic plan is free forever. It lets you track up to 15 holdings, connect one broker,
use the sector heatmap, mutual fund tracker, and get 3 AI stock analyses per month.
For active traders who need intraday scanners, swing tools, options analytics, and unlimited AI,
paid plans start at ₹399/month. Every new account gets a 7-day Elite trial with all features unlocked.
How is Finance Candle different from Sensibull, StockEdge, or Zerodha Kite?
Finance Candle combines portfolio tracking, options analytics, fundamental screeners, intraday/swing scanners,
and an AI research assistant in a single workspace — tools that otherwise require 3–4 separate subscriptions.
Unlike broker terminals, it works across multiple brokers (Fyers + Dhan + manual CSV) and adds AI-powered
insights grounded in real NSE filings. Think of it as your personal Bloomberg terminal, built for Indian retail.